Start Estate And Retirement Planning Today, No Matter Your Age When you’re in your 20s or early 30s, retirement seems far away. If you’re in good health, you may feel that there’s no need to start planning your estate this early; however, it’s never too soon to start estate and retirement planning. Learn To Budget And Save First, you should create a budget if you don’t already have one. Determine which regular expenses are necessities. Subtract this number from your income. What you have left is money for you to enjoy and plan for your future. Ideally, you should bank 5% to 10% of your income for retirement. Consider automating a designated amount to go from your check each pay period. Additionally, it could help to have multiple accounts — one checking, one household savings, one retirement, for example. Consider Investing Investing is a way for your money to increase in value without you having to do much.…Read More
What Is A Title Search? Searching for the title on a property is something that people do every day. It is often something that is done by a real estate attorney Anaheim CA to simply gather more information for their client and try to figure out where they stand on legal ground for any kind of action they may want to take in court. What Is A Property Title? A property title, as any Anaheim real estate lawyer will tell you, is a legal document that confers ownership of a property to a specific person or entity. It is the document that backs up a person or entity’s claim to that property. Thus, it is a very important document that records ownership and your right to property. It is important to use an Anaheim CA real estate attorney who can look up said paperwork to see who specifically owns a piece of property, and can also understand the chain…Read More
California Rent Relief Program How The Rent Relief Program Works The state of California has a $5 billion Rent Relief Program that is designed to cover past due rent payments for tenants that suffered from COVID and COVID-19 related hardships. The California rent relief program is currently available to residents in the state who qualify for this assistance from the government. The plan was put in place to help those struggling to pay their rent have the opportunity to get a little relief while they try to get back on their feet. An Orange County tenant lawyer from the Katje Law Group can be extremely helpful in these cases. What Does It Cover? It can cover up to 100% of the back rent that a tenant owes to their landlord. An Orange County landlord tenant attorney may be useful to get into the system and start making some efforts towards freeing up this money for…Read More
The COVID-19 pandemic put a lot of financial stress on people all over the state of California. One form of relief people had during this time was the state and nationwide eviction moratorium, which prevented landlords from evicting those with past due rent. However, the California eviction moratorium has now expired and tenants are facing eviction if they do not pay past due rent. If a landlord does want to evict a tenant, they need to submit a formal “pay or quit” notice. If you do receive this notification, the landlord must do several things before they are able to fully evict you. With the help of an Orange County eviction attorney, you can better understand your rights and what your landlord must do first. Wait Either 3 Or 15 Days Before taking you to court, your landlord does need to wait either 3 or 15 days, depending on the timeframe from when the past due rent…Read More
The COVID-19 pandemic has had a major impact on everyone’s lives. For many, the pandemic has caused a significant amount of financial strain and many people have struggled to pay the bills. One form of relief that many in the state of California have benefited from was the eviction moratorium, which prevented property owners from evicting tenants. However, this moratorium has ended and many tenants find themselves with significant past due rent bills while facing the risk of eviction. Fortunately, there can still be protections that tenants can have even after the eviction moratorium has expired. Apply For Rental Assistance One of the forms of protection you can receive if you have fallen behind on your rental payment is rental assistance. Anyone that has fallen behind and is facing eviction has the right to apply to the state’s Rent Relief Program. This program is designed to pay rent for tenants that were impacted by COVID-19.…Read More
Unfortunately, there are a lot of disputes that take place between renters and landlords. In some cases, these issues can lead to rent non-payment, which might lead to an eviction lawsuit. It is important to anticipate these issues ahead of time so that renters and landlords understand what their rights and obligations are. What are some of the most common examples of disputes that could lead to rent payment issues? The Security Deposit A lot of landlords require renters to pay a security deposit. Usually, the security deposit is refunded when the renter moves out; however, it can also be withheld due to rent non-payment and property damage. This is a common issue that frustrates renters and landlords because there is some confusion over what damages can be charged to the security deposit. Major repairs can be deducted from the security deposit, but normal wear and tear cannot. Property Damage Property damage is another common…Read More
Real estate law in California can be complicated, and one of the most common areas of dispute involves a security deposit. A security deposit is usually a deposit the renter pays when moving in to cover potential repair costs when he or she moves out. Unfortunately, there are issues when it comes time to refund the security deposit. What are the responsibilities of the renter and the landlord? The Responsibilities Of The Landlord It is the responsibility of the landlord to take every step possible to minimize potential disputes. For example, the landlord should prepare a move-out letter, letting the renter know exactly how the property should be left and how the final inspection should take place. It is also prudent for landlords to list legal deductions from the security deposit, including unpaid rent and potential repairs. Deductions cannot be taken for ordinary wear and tear. Then, the landlord must give the tenant the opportunity…Read More
Even though it is good news that many people are getting vaccinated, the pandemic is still a significant issue, even in California. A lot of families were worried that they would be unable to pay rent on time. This created the real threat of eviction. Now, the eviction moratorium has been extended through September 30, 2021. What does this mean for individuals, families, small businesses, and landlords? What Is The Eviction Moratorium? The eviction moratorium means that landlords are not able to evict a current resident or tenant due to rent nonpayment through 9/30/21. Even after this time, landlords who would like to evict their residents must show proof that they applied for rental assistance. Then, if they can prove the resident did not qualify for rental assistance or did not complete an application, then the eviction lawsuit can move forward. Why Was The Eviction Moratorium Extended? The eviction moratorium was extended because the coronavirus…Read More
The coronavirus pandemic has had an adverse impact on individuals, families, and small businesses everywhere. Now, the California eviction moratorium has been extended. Relief has been made available for renters all over the state, so it is important for everyone to know who is eligible and what their rights are. Who Is Eligible For Relief? Households that are eligible for relief must be at or below 80 percent of the median income of the surrounding neighborhoods during 2020 or 2021. Individuals who are below 50 percent of the median income of their regions will be prioritized when applying for relief. In addition, individuals and families are going to be made eligible for rental assistance regardless of their current immigration status. Tenants who may have moved out of their homes during the pandemic might be eligible for rental support even though they were not covered during previous rounds of relief. What This Means For Renters This…Read More
Ready, Set, Baby! Financial Planning Tips For Parenthood By Susan Doktor The joy I felt when I was expecting my first child—or children, as it turned out, because I gave birth to twins—was unlike any feeling I’d ever experienced before. I remember painstakingly picking out fabrics for the handmade quilts I commissioned for my son’s cribs. Fantasizing and eventually agonizing over what to name my boys. (For a while, before we knew they were boys, we called them Mango and Kiwi—go figure.) We documented my ever-growing belly with monthly photos. We listened at home to the babies’ heartbeats with a fetal stethoscope, mostly for the fun of it, but also because I was the proverbial Nervous Nelly as my due date approached. Our anticipation of meeting our kids for the first time was exquisite. But it was tinged with anxiety. What exactly were we getting into? I’ll give you a hint. It’s wasn’t all booties, bottles, and baby…Read More
