You pay for home insurance to protect yourself. While you always hope that you won’t need to make a claim, when damage occurs, the last thing you want to deal with is an insurance dispute. If you are battling over a claim and need legal help, contact The Katje Law Group. Our Orange, CA homeowner insurance lawyer has experience negotiating settlements to get our clients fair outcomes in insurance litigation. Stand up for your rights and take the first step toward finding a resolution by setting up a meeting with our firm today.
Scenarios When A Home Insurance Lawyer Can Help
If you are going back and forth with your home insurance company, you might be searching for options to expedite your claim. Our home insurance lawyer has helped clients:
- Communicate with their home insurance company to determine the cause of delays
- Determine liability in their claim, including extenuating factors that influence the outcome
- Gather evidence to support their case
- Negotiate a settlement
- File their case with the court and stand up for their rights in legal proceedings
If you are experiencing long delays receiving your home insurance claim or your claim has been denied, get in touch with our home insurance lawyer as soon as possible. There may be time limitations on challenging the insurance company’s decision. Don’t delay and risk losing the compensation you may be entitled to.
What A Home Insurance Lawyer Does
First, our home insurance lawyer determines the cause of the delay or denial. An insurance company may not compensate you if:
- There was a lapse in payment on your policy, or you were late paying a premium
- Another party may be at fault for the damage
- The issue is related to wear and tear or intentional negligence on your part
A common cause of delays in a home insurance claim is incomplete paperwork or insufficient evidence. Your provider will only pay if the damage is very clearly caused by something that is covered in your policy. They can request lots of documentation to support your claim, such as photos, testimonials, police reports, and in-person evaluations by an adjuster. If you skip one of these requirements or don’t complete forms properly, your claim could be denied even if you have just cause to demand a payout.
Once liability is established, our Orange home insurance lawyer will evaluate the details of your case and create a tailored approach to negotiate with the insurer. We will explain all of your options and the predicted outcome of your claim. If we foresee issues, we strategize and prepare so that we can combat every objection.
While we aim to reach an agreement outside of court, sometimes it is necessary to go to trial. Our home insurance lawyer will present you in proceedings, make evidence-based arguments, and plead your position with passion and dedication.
At The Katje Law Group, we know that your home is one of your most valuable assets. If your insurance company fails to protect you, call our firm right away. Our Orange home insurance lawyer will help you through your insurance issues with ease, comfort, and compassion. We will work hard to earn your trust and loyalty. Let us go to bat for you with your insurance company so your voice is heard and you get a fair shot at getting the claim you deserve.