Homeowner Insurance Lawyer Irvine, CA

Our Irvine, CA Homeowner Insurance Lawyer Stands Up For Homeowner Rights

For most people, their home is not just the largest financial investment they’ve ever made; it’s also likely one of the most emotional ones. Your home is your castle and your refuge, and your homeowner’s insurance policy is your means of protecting it. When you pay your premiums in good faith and comply with the terms of the policy, you reasonably expect that the insurance company will fulfill its obligations should you need to file a claim. If you’re having trouble getting fair coverage from your homeowner’s insurance company, if your fair claim was denied, or if your damage is undervalued, our Irvine, CA homeowner insurance lawyer can help you.

At Katje Law Group, we’ve seen too many cases where a homeowner’s insurance carrier refuses to make good on their policies. From unreasonably denying claims to needlessly delaying them (possibly causing your home not to fall into disrepair), we’re very familiar with the tricks insurance companies pull to avoid paying out large claims. We understand the laws governing insurance operations in California, we know your rights, and we’re prepared to put our extensive resources to work to fight for your claim. Contact our firm today for a consultation with our legal team.

Our Legal Team Gets Your Homeowners Insurance Claim Paid

Your homeowner’s insurance policy is your protection against disaster or another unexpected event, and by purchasing it, you have the reasonable right to expect that the insurer pays for the repairs to your home. While there are exceptions and actions that a homeowner may take that may invalidate their policy, for the most part, you should get what you paid for. Despite this, millions of fire, flood, storm, and earthquake claims are denied each year. Insurance companies may cite reasons like lapsed coverage, the damage is ineligible for coverage, or that the home is underinsured, and offer a reduced amount that may not cover the full extent of the damage.

If this happens to you, if your home is in disrepair and wondering how you’ll pay for repairs, our firm can offer hope and help. We agree that your valid claim should be paid in full, and we’re prepared to hold unethical insurance companies accountable for falsely denying or minimizing your claim.

Types Of Homeowner Insurance Disputes We Manage

Our attorneys handle a wide range of claims on behalf of homeowners who have not been done right by their insurance carrier. Some of the matters we can help you with include:

• Fire damage claims
• Flood damage claims
• Earthquake damage claims

Skilled Attorneys Helping People Like You In Insurance Bad Faith Claims

It’s not uncommon for insurance companies to delay or minimize claims, hoping you’ll quit and go away. Hiring a lawyer, like we at Katje Law Group, shows your insurance company that you’re serious and that you know that they have been dealing with you in bad faith. We can appeal their decision or initiate legal action if the insurer has acted in bad faith. Often, simply initiating the action is enough to get the insurance company to fulfill their obligations. However, as your Irvine homeowner insurance lawyer, we’re prepared to take the matter to court, seeking damages that cover the initial claim, plus as much more as the law allows. Contact us today for a consultation.