Foreclosure Lawyer Irvine, CA

Our Irvine, CA Foreclosure Lawyer Helps Protect Your Home

For many California homeowners, their house is the largest and most important purchase they’ll make in their life. The sad reality is that many homeowners are just one financial mishap away from losing their homes in foreclosure. Job loss, an accident or serious illness that prevents you from working, divorce, or plain bad luck can put you far enough behind on your mortgage that your lender may place your home in pre-foreclosure. Who can you turn to for help when you’re in danger of losing your house? Our Irvine, CA foreclosure lawyer can find a workable solution no matter how far into the foreclosure process you are.

When you work with the attorneys at Katje Law Group, you benefit from our years of experience negotiating fair solutions for homeowners in foreclosure. We strive to keep you in your home, preserve the equity you’ve put in, and protect your credit score from the negative impact a foreclosure would have on it. You have to act fast, though. Once a lender has started the foreclosure process, every day matters. Contact us today for a personalized strategy session.

The Importance Of Legal Representation In Foreclosure Proceedings

When days matter, you don’t have a lot of time to waste reading the fine print of your mortgage documents and the California laws covering the process. Our lawyers move into gear right away, deploying legal strategies such as injunctions to pause the foreclosure process and give you a little breathing room to negotiate with the bank. We know each situation is unique, so we consider your needs. Do you want to try to keep the house, or would you rather negotiate a favorable short sale and keep the equity? We consider your needs as we develop our recommended legal options.

You typically have more options when you’re in pre-foreclosure if you’re just a little behind on payments. Mortgage lenders would usually rather keep getting their money from you rather than going through a lengthy foreclosure and a bank sale of the property. Often, we’re able to negotiate more favorable terms to repay your mortgage, such as reduced payments, an extension of the loan, or lower interest. If you have already been served with a notice of a foreclosure lawsuit, our options become more limited, but with each one, we look at every angle to develop the best outcome for you and your family.

Your Trusted Legal Team In Foreclosure Actions

Some mortgage lenders may be unable or unwilling to stop the foreclosure process and renegotiate a home loan with you. In these situations, our Irvine foreclosure lawyer can help arrange a short sale of the house, which can help you avoid having a foreclosure on your credit score and give you time to find a new place to live. You may be able to keep some or all of the home equity you built, too.

We can also help protect your credit score. A foreclosure can drop it by about 300 points, affecting your ability to get another home loan or even rent somewhere. We want to help avoid that for you. Contact Katje Law Group today for a consultation.