How California Homeowners Need to be Prepared for Natural Disasters
California is familiar with natural disasters. There have been some of the most deadly and destructive wildfires in California history in recent years. Contact the Orange County real estate attorney Katje Law Group to get information on how to protect your finances in the event of a disaster.
Climate change and rising sea levels are expected to put millions of homes and commercial properties at risk for flooding by 2100. California is also overdue for a devastating earthquake that could cost billions of dollars in property damage. Real estate attorney Anaheim CA Katje Law Group is the firm to contact if you need information on protecting your most valuable assets.
A homeowner needs to be prepared by taking the necessary steps toward protecting their property. Should a disaster cause property damage, you want to be able to replace the things you lost without having to pay hundreds or thousands of dollars out of pocket. Anaheim CA real estate lawyers, Katje Law Group, can help guide you in the right direction to ensure you have all the protection you need.
It is recommended that a renter or homeowner take the following steps to protect their home in a disaster.
Renters or homeowners insurance can save you thousands of dollars.
Take an inventory of your personal possessions. A written record of the valuables in your home will make it much easier during the claims process if things are damaged or destroyed. It would help to have photos of your personal property items in case evacuation is needed.
Keep all necessary paperwork and documents in one place. A small, movable safe would be best. Make sure it can be transported easily.
After a disaster occurs, make sure you save all receipts and a record of purchases such as meals, gas, clothes, mileage, hotel expenses, and toiletries. This information will be needed for your insurance claim.
In summary, having an insurance policy and remaining organized with your paperwork is vital if you own or rent a home. If your place of residence is destroyed in an earthquake or wildfire, you can replace your things without going broke.